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Terms and Conditions

This website is for your personal, non-commercial use only.

Licence to use this website

You may view, download for caching purposes only, or print pages from this website for your own personal use only, and subject to the below restrictions.
You may not:

  • republish material from this website;
  • sell, rent or otherwise sub-license material from this website;
  • show any material from the website in public;
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
  • edit or attempt to edit or otherwise modify any material on this website;
  • redistribute material from this website except for content specifically and expressly made available for redistribution;

Access to this website

The information provided by SEF VAT Consultants and its associated companies on this website is not in any way an invitation or recommendation to buy any particular financial product or service.

SEF VAT Consultants and its associated companies make no representations or warranties about the suitability of the information provided as part of our service to you. To the extent allowed by the law we disclaim all warranties and conditions with regard to this information including any implied warranties and conditions of satisfactory quality, fitness for a particular purpose and title.

We will endeavour to allow uninterrupted access to this website but access to the website may be suspended, restricted or terminated at any time.

We reserve the right to change, modify, substitute or remove without notice any information on this website as and when we may desire.

We assume no responsibility for the contents of any 3rd party websites which link to this website.

Limitations of warranties and liabilities

Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; and while all reasonable efforts will be made we do not commit to ensuring that the website remains available or that the material on the website is kept up-to-date.

To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions relating to this website and the use of this website (including without limitation, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).

We do not hold ourselves out as providing any legal, financial or other advice to you. We do not offer any advice regarding the nature or stability of any particular financial arrangement. We do not make any recommendation or endorsement as to any financial product or service offered by financial advisors who you may be introduced to through our service. Information is provided to you on a comparison basis.

Nothing in these terms and conditions (or elsewhere on our website) will exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.

Subject to this, our liability to you in relation to the use of this website or under or in connection with these terms and conditions, whether in contract, tort (including negligence) or otherwise, will be limited as follows:

  • to the extent that the website and the information and services on the website are provided free-of-charge, we will not be liable for any loss or damage of any nature;
  • we will not be liable for any consequential, indirect or special loss or damage;

We will not be liable for any loss of profit, income, revenue, anticipated savings, contracts, business, goodwill, reputation, data or information.

Intellectual property

Unless otherwise stated, we or our licensors own the intellectual property rights in this website and material on the website. Subject to the licence conditions below, all these intellectual property rights are reserved.


We may revise these terms of use from time-to-time. Revised terms and conditions will apply to the use of our website from the date of the publication of the revised terms of use on our website. Please check this page regularly to ensure you are familiar with the current version.

Entire Agreement

This disclaimer together with our privacy policy constitutes the entire agreement between you and us in relation to your use of our website, and supersedes all previous agreements in respect of your use of this website.

Law and jurisdiction

This disclaimer will be governed by and construed in accordance with English law and any disputes relating to this disclaimer will be subject to the exclusive jurisdiction of the courts of England and Wales.


If you would like us to contact you, please fill out the form below and we will be in touch.


Client Testimonials

"Stephen made an immediate impact by adopting a structured professional approach to his work and went about his tasks with energy & enthusiasm."

Peter Haste
Senior Finance Manager, Profit Recovery
Wm Morrison Supermarkets PLC

"Stephen improved performance by introducing new management control checks, better working practices, training programmes and made personnel more responsible / accountable by drawing up individual job specs."

Peter Haste
Senior Finance Manager, Profit Recovery
Wm Morrison Supermarkets PLC

"Since 2007 we have called upon SEF to assist us with numerous VAT problems / issues both at home and across the EU (EU & non EU Countries). During this time they have negotiated with HMRC (on our behalf) and obtained written rulings which confirmed their initial advice regarding various scenarios involving our company."

Jim Reid
Finance Director
Altavia HTT Limited

"In all our dealings with SEF we have been provided with a professional and reliable service and value them as a very credible resource."

Jim Reid
Finance Director
Altavia HTT Limited

"VAT is a major cost to Housing Associations and so it is essential that we have good control and advice over its application and administration. This is why we engage SEF Vat & Indirect Tax Consultants Ltd. Their approach of working with us enables us to get the best solutions for our customers."

David M Royston FCA
Head of Finance (Corporate)
Accent Group Limited


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